TEXAS- FEB 29- UniCare Life & Health Insurance Company has unveiled an innovative health insurance plan for Texas and Illinios called Sound ™, which caters to the unique needs of adults between the ages of 19 and 29.
There are an estimated 1.2 million uninsured people between the ages of 19-29 in Texas. And nationwide, nearly half of all full-time workers in this age group lack employer-based health benefits.
Sound™ has the potential to reduce the number of uninsured Texans, by offering affordable access to quality medical care. Between school and the beginning of their professional careers, "young invincibles" are often no longer covered by their parents' insurance policy and are less likely to have employer-provided health coverage. Statistics indicate these individuals have one of the highest uninsured rates in the nation.
"Sound is designed with the lifestyle and attitude of the 'young invincible' in mind," said Mike Murphy, UniCare Regional Vice President for Individual and Small Group sales. The insurance plans are simplified, focusing on the benefits young people are looking for. There is an easy, online application and automated underwriting.
"Too often young adults risk their financial futures by going without health insurance because they don't understand it or don't think they need it," said Murphy. "Sound™ provides affordable coverage for everyday preventive needs like doctor's visits as well as for situations that require hospitalization."
Sign-up is available with the click of a mouse. If approved, applicants will be notified within minutes and can print out a flashy, colorful Sound identification card right on the spot. Once approved, coverage is effective immediately. No paperwork, no hassles.
Applicants can choose from three different plans: Gravity Bender, Curb Jumper and The Cruiser. Premiums start as low as $68 a month, depending on the plan selected, age, medical history and where the applicant lives. Basic dental and vision benefits, traditionally sold as separate policies, are included with Sound(R).
